Top 10 rules for safe digital transactions
1. The main “shield” protecting consumers is the passwords they use. Users should set complex passwords, which contain, among other things, lowercase characters, numbers and symbols and do not consist of easily accessible elements such as their name. It is also important that they do not store their passwords on any of their devices, nor in the browsers they use. To avoid fraud and theft of their passwords, users are advised to change them every three to six months, but also to avoid sharing them with third parties, or using them on unofficial sites of online shops and banking institutions.
2. The software that users use to browse the internet and make online purchases also plays an important role, of course.
3. Users are encouraged to install certified security software for malware, but also to make sure that they use the latest versions of Internet Browsers, with more advanced security design.
4. You should make sure that you move to official and secure online environments, whether for shopping or any financial transaction, which are identifiable through the security protocol link “https://www….”.
5. In order to confirm that they are on the official website of the bank with which they are dealing, users must manually type in the address and not follow the results displayed by search engines.
6. Preventive actions include the identification of two factors. Two-factor authentication is an additional layer of security.
7. Enabling electronic updates of account activity is very important, as is telephone verification prior to any electronic transaction
8. As public and shared networks, which are free of charge, make it easier for third parties to access sensitive information, their use during online purchases is not recommended.
9. Users should inform their bank immediately if they suspect that their security codes have been leaked or if a payment has been made which they did not complete themselves.
10. Finally, never click on messages received from unknown senders urging the user to change passwords or even update details.